Cookie Policy

What Are Cookies?

Cookies are small text files that websites place on your device when you visit them. They help websites remember information about your visit, making your next visit easier and more useful. At CleverOriginHub, we use various types of cookies to improve your experience while learning about financial management and budget consolidation.

Think of cookies as digital sticky notes that help our website remember your preferences. They store information like your language settings, login status, and which pages you've visited. This helps us provide you with a more personalized experience when you return to our financial education platform.

Types of Cookies We Use

Specific Cookies on CleverOriginHub

Browser Cookie Management

Besides using our cookie preference tool above, you can also manage cookies directly through your web browser settings. Here's how to disable cookies in popular browsers:

How Cookies Enhance Your Experience

When you're working through our budget consolidation tools, cookies help us save your progress so you don't lose your work. If you're halfway through calculating your monthly expenses and need to step away, functional cookies remember where you left off.

Analytics cookies help us understand which financial education topics are most helpful to our Vietnamese users. For example, if many people spend time on our debt management resources, we know to create more content in that area. This data helps us improve our educational materials to better serve people managing their finances.

Data Retention and Removal

Different cookies have different lifespans. Session cookies disappear when you close your browser, while others might last for months or years. We regularly review and clean up old cookie data to protect your privacy.

If you decide to delete your account or stop using CleverOriginHub, most cookies will naturally expire over time. However, you can manually delete them through your browser settings or by using our cookie rejection tool above.

Third-Party Services

Some cookies on our website come from third-party services we use to improve our platform. These might include analytics providers, educational content partners, or security services. We carefully select partners who meet our privacy standards, but they may have their own cookie policies.

When you use our website, you might also encounter cookies from embedded content like educational videos or interactive financial calculators. These third-party cookies are governed by their respective privacy policies, not ours.